Smart money choices start with these 5 best financial advisors in Amsterdam
Managing money isn’t just about earning more, but it’s also about knowing what to do with it. Most of us are doing our best when it comes to saving and investing, but without the right guidance, it can still feel overwhelming.
Luckily, we have the best financial advisors in Amsterdam who specialise in creating strategies that fit real lives. They help turn complicated numbers into clear, practical plans that actually make sense.
So if you’re planning for the future or simply want peace of mind about your finances, this comprehensive guide is for you.
How much does a financial advisor charge in Amsterdam?
In Amsterdam, a financial advisor charges an hourly rate starting at €75, while firm subscription fees cost around €50 per month. On the other hand, fixed or project fees, such as a simple tax return, may only cost you around €35.
1. Black Swan Capital
Address: Herengracht 280, 1016 BX Amsterdam
Contact Details: +31 20 241 1230
Operating Hours:
- Monday, Thursday – Friday: 9:00 AM – 5:00 PM
If you are an expat or an international client trying to make sense of your finances, Black Swan Capital is one of the first names that comes to mind. Here, they focus on independent financial advice for expats and international clients.
What we really like is how comfortable their financial advisors are with pensions, cross-border investments, and long-term wealth planning. These are things that usually feel confusing fast, but they explain everything clearly.
However, they are more focused on long-term planning. If you are looking for quick one-off solutions, then you’d better skip them for now.
Nonetheless, they are an award-winning firm, having won Europe’s Best Practice Adviser Awards in 2023, as well as Europe’s International Adviser from 2020 until 2022. Add that they are a member of the Arisaig Circle.
We also appreciate their free introductory call. David, one of their top financial advisors, didn’t even try to push us into booking a paid session right away.
Aside from the one-on-one support, we also found their monthly newsletter surprisingly useful. We love how it breaks down financial topics in a way that actually makes sense.
Ideal for expats
“Truly independent financial advice for international professionals in Europe. Very professional contact. Perfect for a holistic analysis of the financial status, goals and path towards it. Interesting newsletters on diverse topics in personal finance.”
Benoit Vanholme, Google Review
Guides their clients well during the process
“American expats face a multitude of hurdles in their financial lives abroad. After a long search for help I was connected to David Bellingham at Black Swan, who quickly found a solution suited to my situation. Besides great results, I’m thankful for the guidance and support in each of our conversations. I’d certainly recommend!”
Benjamin Profenius, Google Review
2. Excellent Finance
Address: Teleportboulevard 110, 1043 EJ Amsterdam
Contact Details: +31 20 210 7979
Operating Hours:
- Monday – Tuesday, Thursday – Friday: 8:30 AM – 5:00 PM
- Wednesday: 8:30 AM – 3:00 PM
We love that Excellent Finance covers everything from financial planning and pension advice to mortgages, purchase assistance, and long-term wealth planning.
You can also trust them to guide you on insurance matters, which is perfect if you want to make sure you are properly covered without overpaying.
They have also been in business for over twenty-five years and are completely independent. On top of that, they have been awarded Best Mortgage Advisory Firm by the Netherlands Institute for Financial Markets, so their expertise is well recognised.
Here, their approach works best if you have a combined annual salary or turnover of at least €100,000. But don’t worry if you are not there yet, we found that they are still very happy to guide clients who are growing toward that threshold.
Moreover, availability is impressive. Raymond de Vries, one of their financial advisors, made sure everything was handled properly for us, even during his vacation. He even completed everything perfectly on a Saturday, even from Schiphol Airport.
Just keep in mind that their rates are a bit higher than those of other basic advisory firms, as Excellent Finance is known for providing premium, personalised services to clients.
Reliable team
“Excellent Finance provided an excellent service during the process of purchasing our apartment. They were helpful and took things off your hands, which made the whole process a lot less stressful. Their advice was clear, professional and tailored to our needs. We felt really supported every step of the way. I would highly recommend Excellent Finance to anyone looking for reliable support. Thank you for making everything go so smoothly!”
Jackie Seegers, Google Review
Smooth coordination across all departments
“What wonderful service! They truly take care of everything. You don’t have to worry about a thing. They arrange and handle everything for you. And that applies to all the departments we deal with (financial advice, purchasing agent, insurance). Highly recommended!”
Peter Van De Velde, Google Review
3. Poundwise
Address: Ferdinand Bolstraat 323, 1072 MA Amsterdam
Contact Details: +31 20 305 7555
Operating Hours:
- Monday – Friday: 9:00 AM – 5:30 PM
Poundwise could be a lifesaver if you want a structured approach to your finances.
We looked into how they handle everything, and we were impressed by their process, which breaks down into four clear phases: assessment, detailed analysis, choices and implementation, and monitoring and adjustment.
Even better, these guys will keep their clients updated throughout every phase, which we really appreciate.
They are also an ideal partner if you are running a business. Whether you are a director or an entrepreneur, they handle business accounts. They even have tax specialists and lawyers on hand.
We also noticed that they regularly contact business accounts to make sure everything stays on track, which we really appreciated. Fleur, one of their financial advisors, would even make sure to get back to us quickly whenever we have questions.
Additionally, you can also turn to them for advice on employee benefits or other perks. We also like that they don’t just leave you hanging after setup, as they will be on standby for possible adjustments.
However, we noticed an error on one of our tax statements, which could really be frustrating. While it’s not a dealbreaker, we suggest double-checking everything before settling payments.
Great assistance for those with limited knowledge of the Dutch system
“Really really appreciated Jeréll and Ana’s help with my mortgage – especially helpful as an expat (and a first time homeowner) who’s not familiar with the Dutch system! The whole process was very smooth and efficient, would highly recommend!”
Kristy Tong, Google Review
Highly knowledgeable about compliance
“True advisors – I’ve been with Poundwise for 15 years as my accountants when I was a corporate employee, an entrepreneur and now running my BV. They have helped me with mortgages, investments and navigating the dutch tax system. What sets them apart is the people – expert, attentive, knowledgeable about compliance and always act with my best interest.”
Tim Craig, Google Review
4. Zakelijke Financieringsunie
Address: Singel 148, 1015 AG Amsterdam
Contact Details: +31 85 301 2243
Operating Hours:
- Monday – Friday: 9:00 AM – 5:00 PM
Most financial advisors stick to the usual 9-to-5 schedule, but not like Zakelijke Financieringsunie. So, if you need advice outside normal business hours, you will love that they respond quickly.
The small downside, however, is that their casual approach might feel unusual if you prefer very formal or traditional meetings. But honestly, we loved it as it makes discussing numbers way less intimidating.
Aside from their flexibility, they are great for entrepreneurs in any industry. They give solid advice whether you are handling a startup or running a bigger company.
Roel Dinger, one of their financial advisors, was easy to work with and is always accessible. He also actively contributed ideas and kept us informed throughout the process.
You will also love their rates. They normally offer an interest rate of 4%, which is lower than the market average of 5-6%.
Additionally, they process everything quickly. They even delivered a comprehensive case study for the bank within one working day, which we didn’t expect to receive right away.
This firm also offers goodwill financing. This means you can access funds based on your company’s reputation and past performance rather than just physical assets.
Great financial connections
“We have worked with Roel Dingen and are very satisfied with his knowledge, connections and skills. He has secured financing that other financial advisors said we would never get. In addition, you notice that Roel enjoys his work, which makes working together very pleasant.”
J VVB, Google Review
Communication lines are always open
“Roel has taken a lot of work off our hands, and we’re very satisfied with his approach. The short lines of communication work really well!”
S. Kemper, Google Review
5. Mister Mortgage
Address: Oostenburgermiddenstraat 119, 1018 LH Amsterdam
Contact Details: +31 20 210 1074
Operating Hours:
- Monday – Friday: 9:30 AM – 5:00 PM
Another financial advisory firm perfect for expats is Mister Mortgage. Since 2017, they have been offering personalised mortgage solutions tailored for people new to the Netherlands.
We really like how upfront they are with interest rates from partners like Obvion Hypotheken, Nationale Nederlanden, and ASN Bank.
You can also check their mortgage fees online. For example, a residential mortgage of around €3.099 can already give you access to over 25 lenders.
Plus, all documents are translated into English, which is a huge relief if you’re not fluent in Dutch.
Their follow-on services are a lifesaver too, helping set up energy, water, Wi-Fi, and even professional tax support.
We also love their online delivery system. It lets you download and upload all documents digitally, which is very convenient and keeps everything in one place.
However, keep in mind that there may be delays, especially when coordinating with banks or waiting for final approvals.
Makes clients feel safe
“Mr Mortgage service is super helpful and gets the job done with best possible recommendations tailored to your personal situation! Robin and Tomislav were super helpful and made me feel safe during the whole process which can be stressful and tedious! 10+++ recommendations:) Thank you!”
Andjela Filipovski, Google Review
Patient in answering queries
“It was a pleasant experience in working with them. Our case was a complicated one with buy-to-let mortgage and re-finance our house at the same time. Sezer gave us extremely professional advices to make them happen. I appreciate his assistance, quick respond and always being patient to my a lot of questions. I highly recommend their services in any type of mortgages advices.”
Xing Liu, Google Review