5 best Amsterdam mortgage brokers for expert home support
Starting your home search in Amsterdam may feel simple at first, but the mortgage process can quickly become overwhelming. Complex regulations, bank requirements, and tight deadlines often slow things down, leaving buyers unsure of what went wrong.
This is where having the right mortgage broker in Amsterdam makes a real difference. A knowledgeable broker can cut through the confusion and keep your application moving forward.
Fortunately, Amsterdam is home to several standout mortgage brokers who can help restore clarity and momentum to your home-buying journey.
How much do mortgage brokers charge in Amsterdam?
Mortgage brokers in Amsterdam typically charge from €1,000 to €3,000. However, factors affecting costs include the application’s complexity, loan size, additional services, and the broker’s pricing structure.
1. OHAO
Address: Prinsengracht 679-H, 1017 JT
Contact Details: +31 20 845 5909
Operating Hours:
- Monday to Friday: 9:00 AM to 6:00 PM
OHAO, an online mortgage broker, makes it much easier with a simple digital platform and personalised guidance.
Their support for expats is particularly valuable. They handle all necessary documentation and connect clients with trusted real estate agents and notaries, making the process straightforward and stress-free.
Additionally, their standard mortgage advisory is ideal for first-time buyers for general guidance, and a whole mortgage arrangement starting from €2,495. In fact, clients praised the cost-saving fee to have a personalised mortgage advisory service.
For those with an existing mortgage, refinancing is a strong option. Many clients reported that refinancing support, starting from €2,795, has helped them successfully reduce their monthly mortgage payments.
Their online tools allow users to calculate their maximum mortgage amount across more than 40 lenders, including Dutch banks and expat-friendly options. Clients noted how efficient the process feels, appreciating the ability to start applications remotely while staying in close contact with advisors.
We appreciate that the broker offers a free initial consultation to help clients make informed decisions before committing.
However, some budget-conscious clients may find the pricing slightly higher than that of the local mortgage brokers.
We had a great experience with OHAO
“We had such a great experience with OHAO! As first-time buyers, we had many questions, but Toni was very approachable and explained everything clearly. He guided us through every step of the process and thought through the process with us. It made the whole experience so much easier and less stressful. Absolutely recommended by us!”
- Dalia, Google Review
Professional and trustworthy service
“I had an enjoyable experience with OHAO, especially with Bart. He is truly an expert in his field—always responsive, supportive, and helpful, and quick to provide any required information. The mortgage approval process was fast and smooth. I highly recommend OHAO if you’re looking for a quick, professional, and trustworthy service.”
- Maryam Mousavi, Google Review
2. FVB De Boer
Address: Johannes Verhulststraat 163HS
Contact Details: +31 20 664 5578
Operating Hours:
- Monday to Friday: 9:00 AM to 6:00 PM
Finding the right mortgage in the Netherlands can be overwhelming, but FVB De Boer simplifies the process with tailored solutions that meet each client’s unique needs.
Their specialised services for expats stand out in particular. With multilingual support and clear explanations of mortgage regulations, clients often find the process easier to understand.
The firm’s financial planning and retirement are notable. One client described the approach as structured and conservative, making it well-suited for those focused on stable, long-term wealth building in the Netherlands.
Beyond mortgages, FVB De Boer provides home insurance advisory services, helping clients select the right building, fire, and contents insurance. In fact, clients shared that it offers complete protection whether they are purchasing a first home or investing in property in the Netherlands.
Clients frequently praise their tax-efficient structuring guidance, citing the advisor’s helpful advice. This is very true, especially for those unfamiliar with Dutch tax rules.
However, some report a limited appointment availability, especially during peak hours.
Has an invaluable team
“As an expat navigating the real estate market in Amsterdam, Jose de Boer and the FVB team was incredibly helpful and integral in helping us secure our home. She was extremely timely, poignant, and knowledgeable, which made the mortgage and home-buying process that much smoother. If you want a great financial advisor, do choose FVB!”
- Rick K, Google Review
Amazing experience
“Amazing experience. Thanks to her assistance, I was able to secure a mortgage to buy a house much faster than expected. Super helpful and professional.”
- Chan-Kyu Choi, Google Review
3. Viisi
Address: Surinameplein 124, 1058 GV
Contact Details: +31 20 811 8800
Operating Hours:
- Monday to Friday: 8:30 AM to 8:00 PM
Viisi shines in Amsterdam’s competitive mortgage market with its personalised approach and innovative services.
Their bijzonder voorstel (special proposal) service is standout. Clients mentioned that it tailors mortgage solutions to their unique financial profile, giving them confidence that their needs are prioritised.
The firm’s hypotheek check tool provides a comprehensive financial health analysis to help clients maximise their mortgage benefits.
Eco-conscious buyers will appreciate the green mortgage options. It offers competitive rates and incentives for sustainable upgrades, reflecting Viisi’s commitment to both clients and the environment.
Additionally, the personal mortgage coaching service is valuable, pairing clients with specialists who understand their lifestyle and future goals.
The homebuyers workshop is highly rated by clients. One shared that it simplifies the complex topic of mortgages, making it engaging and easy to follow.
However, due to their popularity, appointment follow-up delays are the most frequent concern among clients.
Had an excellent experience
“I had an excellent experience with Thomas Sies as my mortgage advisor. He is very friendly, professional, and easy to talk to. His communication is clear and straightforward, which made the whole process much easier to understand. Highly recommend his service!”
- Riham Ghalaiyini, Google Review
Very happy with the professional service
“I am delighted with the professional service of mortgage brokerage from Viisi. My advisor, Mr. Brent van Huizen, is a very friendly and experienced gentleman. He is very patient and always gives super quick responses to all my questions.
Thanks a lot, Brent! I will definitely come back to you again once I need mortgage service in the future!”
- Uncle Jimmy, Google Review
4. Mister Mortgage
Address: Oostenburgermiddenstraat 119, 1018 LH
Contact Details: +31 20 210 1074
Operating Hours:
- Monday to Friday: 9:30 AM to 5:00 PM
Mister Mortgage has transformed the mortgage market with innovative services tailored to meet a variety of clients’ needs.
Their custom mortgage blueprint creates a personalised roadmap aligned with each client’s financial goals and property aspirations. One client shared that the blueprint made them feel confident about every step of their mortgage journey.
The market insight dashboard offers real-time data on property values and mortgage trends, helping clients make informed decisions. Many have found it invaluable for navigating Amsterdam’s complex housing market with confidence.
Additionally, they offer competitive fees of €2,500 to €2,800 and a fast approval process that delivers results in just 48 hours. Clients feel well supported throughout the mortgage process.
Their post-purchase guidance is impressive, helping homeowners manage their mortgage and understand long-term financial commitments.
Beyond individual support, the company engages in community programs and housing initiatives, demonstrating a commitment to improving the local housing landscape.
Yet, some clients reported that the firm has missed deadlines, such as submitting the mortgage structure beyond the promised date. This has occasionally affected the timeliness of its service.
The whole process is very smooth
“I had a lovely experience with Mister Mortgage. Tomislav works very efficiently, and he also recommends me an outstanding buying agent. The whole process is very smooth.”
- Chlkdyx, Google Review
We had an exceptional experience with Mister Mortgage
“We had an exceptional experience with Mister Mortgage. Robin, our point of contact, went above and beyond to help us secure a mortgage tailored to our needs. He was incredibly patient, took the time to explain everything in detail, and ensured we fully understood each aspect. Overall an outstanding experience, highly recommended.”
- Prashaanth K, Google Review
5. Nobel Hypotheken
Address: Jacob Van Lennepkade 296, 1053 NG
Contact Details: +31 20 688 1343
Operating Hours:
- Monday to Friday: 9:00 AM to 6:00 PM
Nobel Hypotheken stands out in the mortgage market by offering a simple home financing solution for every client.
Their lopende-rente provides a fixed interest rate for the set term, offering stability amid market volatility. One client remarked that their rate was fixed, which made them feel secure even when the market was unpredictable.
Another key advantage is Mortgage2Go. Many clients reported that it strengthens their financing and is taken more seriously by sellers in Amsterdam.
The firm’s tailored repayment plan offers flexible schedules that adjust to income changes. We like their home equity optimisation strategy, which allows clients to leverage equity for future investments.
Additionally, the digital mortgage coaching app tracks progress, sends reminders, and offers personalised tips. Clients praise the app for keeping them organised and informed throughout the mortgage process.
However, demand is increasing, resulting in longer wait times for consultations.
Great and responsive service
“We used the services of Nobel Hypotheken; we received a lot of support and help from Peabo. He was always responsive, excellent explanations. We got our mortgage contract in just 2 days! I definitely recommend them.”
- Amin Malekloo, Google Review
Absolutely outstanding mortgage process
“Joachim and his team are absolutely outstanding on supporting the mortgage process. Always willing to help, guide and explain every single detail to make sure I was comfortable and clear to proceed. Strongly recommended!”
- Leandro Mota, Google Review